Smart @ccount is a new deposit package service of Bank of investment and development of Viet Nam (BIDV). With this package service, customers - businessmen will have one more new...
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Smart @ccount is a new deposit package service of Bank of investment and development of Viet Nam (BIDV). With this package service, customers - businessmen will have one more new tool useful for their capital management.
BIDV - Smart @ccount is a package service providing deposit account for customers with 3 dominant advantages including money collecting service, automatically capital managing service and deposit account with interest rate depending on account balance. Smart @ccount is good for large-scale businesses that have a number of affiliates and trade in multiple articles with a large system of sales agents.
Concretely, with the money collecting service, businessmen and their sales agents come to an agreement on money transmission and account opening at any BIDV’s branch in the country. At the end of the day, the money paid into auxiliary accounts will automatically be sent to the businesses’ main accounts. Secondly, with the automatically capital managing service for businesses, especially for those using a large number of accounts for multi business purposes, BIDV - Smart @ccount will help businesses get information on revenues from each article, each service as soon as possible.
Businessmen completely take the initiative of transferring their capital between the accounts, automatically managing and controlling the sources of capital in their accounts. The fee for this service is not high, depending on the account balance in BIDV, maximum is 500,000 VND/month and minimum is 200,000 VND/month. In addition, when the capital automatically transferred to the main account, it leads to an increase in account balance. Then, customers will enjoy the differential of deposit interest rate, depending on the account balance. For example, with 10 billion VND in his account, as usual, he can only get an interest rate of 2.4%/year for the whole account balance but with this package service, he enjoys an interest rate of 2.45/year for the amount from 3 - 10 billion VND in his account.
Smart @ccount is not unfamiliar to banks in the world, but in Viet Nam, not many banks have this package service. According to Mr. Nguyen Don Minh, director of BIDV in Khanh Hoa, through banking modernization program, informatics infrastructure is upgraded, BIDV has launched this service to meet the demands of customers. Collecting separate services into a united package service helps businesses improve capital managing and using efficiency and cut down expenses when businesses have to use so different services in different banks.
The year 2005 is a year of services of BIDV. With the package service of BIDV - Smart @ccount, we hope BIDV’s customers will be provided with more advantages.
H.Y
